Voluntary Benefits - Short Term Disability & More

Voluntary benefits can build on the benefits already provided by the City of Savannah, giving additional protection to employees and their families. The City's Voluntary Worksite Benefits are coordinated by Creative Worksite Solutions.  The premium is paid by payroll deduction. The plans are portable, meaning if an employee changes jobs, retires, or loses eligibility for any reason (other than non-payment of premium) coverage may continue by paying the premiums to the carrier within 31 days after separation and setting up direct billing. 

All applications and changes to benefit selections must be made within 30 days of hire date or during Open Enrollment November 1^st-15^th. To enroll, file a claim, or ask questions about benefits, contact Creative Worksite Solutions.

Summary of Voluntary BenefitsView Creative Worksite Solutions Benefits Presentation

Contact Information

Voluntary Benefits: 

Accident Insurance by The Hartford

• Guaranteed Issue, No Health Questions
• 24-hour accident coverage – covers on and off the job accidents or injuries
• Benefits are paid directly to insured to help with the treatment of accidents
• Plan offers an annual $50  wellness benefit for each covered person that has an annual wellness checkup
• Accident Insurance Plan Details & Rates
• How to File a Health Screening Claim

Cancer Insurance by Transamerica

• Guaranteed Issue, No Health Questions
• Generous benefits for Radiation, Chemotherapy, and Blood/Plasma
• First Occurrence pays $3,000 or $10,000 (depending on plan) lump-sum benefit immediately upon diagnosis
• Plan offers an annual $100 wellness benefit for each covered person that has an annual wellness checkup
• Cancer Insurance Plan Details & Rates
• How to File a Health Screening Claim

Critical Illness Insurance by The Hartford

• Guaranteed Issue, No Health Questions
• Covers stroke, heart attack, major organ transplant, advanced Alzheimer’s, paralysis, cancer, and other medical conditions  
• COVID-19 benefit that pays 25% of elected benefit for COVID-related hospitalizations of 5 days or more  
• Lump-sum payment benefits
• $10,000 to $30,000 coverage available
• Plan offers an annual $50  wellness benefit for each covered person that has an annual wellness checkup  
• Critical Illness Insurance Plan Details & Rates
• How to File a Health Screening Claim

Legal Insurance by LegalEASE 

• Access to a national network of attorneys with exceptional experience that are matched to meet your needs
• Concierge help navigating common individual or family legal issues
• Legal Insurance Plan
• www.LegalEasePlan.com/SavannahGA

Short-Term Disability (STD) by Lincoln Financial Group

• Guaranteed Issue, No Health Questions
• Benefits available up to 60% of monthly income
• You pick and choose the amount of monthly coverage you need
• Covers you beginning on the 8th day you are out for an accident or sickness and pays out up to 6 months
•  Short-Term Disability Summary of Benefits & Rates

Claims: 

Questions regarding voluntary benefits, call Creative Worksite Solutions at 866.971.9715. Submit all voluntary benefit claims to Creative Worksite Solutions to ensure proper submission, monitoring, and processing claim. Claims can be submitted via email or fax 843.971.9015.

FAQ: 

Do I receive short-term disability payments while on workman’s compensation?

Short-term disability payments are not eligible while receiving City of Savannah workman’s compensation payments.