Flexible Spending Account (FSA)
Save Money on Healthcare and Dependent Care
Benefit Resource (BRI) Flexible Spending Account (FSA) is a way to pay health care and dependent care expenses you would normally pay out-of-pocket but with a tax savings. Contributions to these accounts are tax-free, saving you money on federal and in most cases, state and local income taxes. Employees who wish to participate must enroll in the FSA every year. FSA elections do not roll over from one year to the next. If enrollment is not completed during open enrollment, there will be $0 contributions for the following year.
|Participant Services:||800.473.9595 or email at: ParticipantServices@BenefitResouces.com|
|Benefit Resource Member Portal:||participant.briweb.com/login|
The Medical FSA is used for eligible out-of-pocket expense for healthcare, prescription, dental and vision expenses.
- For a list of eligible expenses, visit BRI's eligible expenses quick reference list at: Eligible Expense Reference List
- Annual contribution limit: $3,050
Dependent Care FSA
The Dependent Care FSA is used for eligible dependent care expenses. These include eligible daycare and summer camps.
- Expenses for children under age 13
- Annual contribution limit: $5,000
How FSA Works
- Decide how much you want to contribute to one or both FSAs for the calendar year.
- Pre-tax contributions are withheld from your pay in equal amounts over the calendar year.
- Use your FSA debit card to pay for healthcare expenses or file a claim online for reimbursement. The FSA debit card works like a credit card and provides immediate access to your account contributions.
Money left in your FSA at the end of the grace period is forfeited and cannot be returned to you. This is called the “Use it or Lose it” rule. You must incur eligible expenses by December 31, 2023.
How To Use FSA Funds
- Debit Card: Use your Benefit Access Visa® Debit Card for easy payment to the provider. The card gives you immediate, electronic access to funds stored in your health care or dependent daycare accounts and can be used at stores (pharmacy, big box store, or supermarket) where FSA-eligible items can be identified at checkout.
- Approved expenses may be automatically deducted from your Beniversal Card at the time of service. Save receipts as you may have to submit them to BRI to verify some services received. Pay approved merchants directly or use your Card number to pay a bill or invoice from an approved provider.
- Digital Wallets: Make contactless payments through your phone when you set up digital wallets: Apple Pay®, Samsung Pay® or Google Pay®.
- Submitting a Claim Reimbursement Request: When the Beniversal Card is not used, or for Dependent Care expenses, you will pay for an eligible expense with another form of payment (e.g. cash, check).
- Submit a reimbursement claim
- Use online claim submission tool
- Use BRIMOBILE app for iPhone, iPad or Android device
- Mail/fax claim forms with appropriate documentation to BRI
- Receive your reimbursement by direct deposit or check
- Submit a reimbursement claim
FSA Account Access
- Online: Log in to the BRIWEB portal: https://participant.briweb.com/login for everything you need to manage your account.
- BRI Mobile app:
Helpful FSA Tips
- Review Eligibility Before Purchase - Review the list of eligible expenses here or contact BRI customer service team
- Keep Your Receipt - Make sure you get an itemized receipt for any service or procedure you might submit for reimbursement.
- Submit the Proper Documentation - This includes: date of the expense incurred not paid, the name of service provider, the description, and the cost of service. Some expenses require a Letter of Medical Necessity (LMN). Check with BRI for what is required.
Make FSA-Eligible Purchases with Ease
BRI has partnered with FSAstore to provide you with convenient access to FSA eligible items.
- Go to BenefitResource.com/shopfsa to get started.
- Use your Beniversal Card at check out. Doing so provides quick access to FSA funds without any receipts to submit.
Step-by-step walkthrough for both the Website and the mobile App on how to submit claim reimbursement requests.
Step-by-step walkthrough for both the Website and mobile App on how to submit requested documentation.
Step-by step walkthrough to setup direct deposit. Mailed checks extend the time it takes for participants to receive their reimbursements; this is a quick and easy way to ensure the check is not lost in the mail and is sent timely.
There are three (3) different ways for a participant to check their remaining balance for their plans.
Why was my card declined?
There are a few different reasons your FSA debit card was declined.
- Some or all of your purchase items are not FSA-eligible (check what’s eligible)
- The purchase amount exceeded your available balance (log in to check your balance).
- If the plan year has ended or your account has been suspended. Log into your FSA dashboard to review your plan details or any actions that need your attention.
If you paid out-of-pocket for any eligible items and have sufficient funds in your account, you can submit a claim for reimbursements from your FSA dashboard.