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What is the Flood Insurance Rate Map (FIRM) used for?
The FIRM maps were devised as a means to warn potential property owners and mortgage companies of areas for probable flooding. Also, Insurance Companies base their policy rates on the map’s flood zones. City officials use FIRM maps to enforce building code regulations. Depending upon the zone the structure is in determines the stringency of the needed requirements.

Flood Protection Information

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1. What is the Flood Insurance Rate Map (FIRM) used for?
2. Where can I get More Information?
3. How do I know if I am at risk of flooding?
4. What kinds of property are not insurable under the NFIP?
5. What are FIRM Panels and how many are there?